In cooperation with Ecster, we can offer individuals in Sweden the possibility to sign an account credit agreement, thus deliberating your purchases. At checkout, you choose payout and how many months you want to split the payment on. You can choose to pay the purchase in full at any time.

At the time of purchase, a credit check is made which may mean that credit information is collected. A copy of the credit information will be sent to you. The creditor is Handelsbanken Finans AB (publ). Handelsbanken Finans (HF) is a registered credit market company authorized to conduct operations under the Banking and Financing Movement Act (2004: 297). HF is under the supervision of Finansinspektionen and is registered in the Swedish Companies Registration Company Register.

Prerequisite for applying for a partial payment is that you are over 18 years old and have no payment remarks.

If you previously paid a product through Ecster, you can use the same account and do not need to review a new credit report. If your account's credit limit is too low for your purchase, you're simply requesting a raise.

Example: For a purchase of SEK 10.000, the setup fee is SEK 0 and administrative fee SEK 29. The current annual rate is 13.82%, which corresponds to an effective interest rate of 18.74%. The total amount you will pay is SEK 10.981. The number of installments is 12 and each amount is SEK 915. The example is calculated on an assumed 12-month repayment period of a fully-utilized credit.

When you pay, you have the option to receive a card - at no cost. The card is linked to your granted account credit. The card is called Ecster and has a MasterCard link. With the card you can pay and withdraw cash all over the world. You get a bonus on all purchases and every month you get great deals and benefits. The card has no annual fee.Om Ecster-kortet Ecster kontovillkor Standardiserad Europeisk Konsumentkreditinformation

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